Instructions for Accessing Benefitfocus
- Log into your mySwarthmore account.
- Select the Employee menu at the top of the page.
- Select Benefitfocus Employee Login.
- Select Click Here to Enroll or Change your Benefits on the right side of the Welcome screen. You will then be directed to the Benefits Portal.
- Following the welcome message, click Next, then select Get Started.
- You will be presented with screens listing all of your current contact information and dependents (if applicable). If all information is correct, click Next through each prompt.
- If you do not see a dependent(s) you wish to cover listed, click the Add Dependent button to begin adding the dependent(s). If a dependent child is older than six months, you will be required to enter their SSN.
- The next screen will list your 2023 benefit enrollment options. Any section that requires an annual election (FSA, HSA, Dependent Care), will have a box that reads Enroll Here. You will be required to finish these sections before you can complete your enrollment.
- If you wish to change any benefit plan, you must select the Edit Coverage option in the appropriate section. Some examples include: changing medical plan or dental plan, or enrolling in any voluntary benefits for the first time.
- If you wish to decline a benefit, click the Decline Coverage option on the right side of the appropriate plan section.
- If you wish to change medical plans, follow through the prompts to select your new medical plan and click Save.
- You will be offered a medical flexible spending account (or HSA if applicable), and a dependent care spending account next. Make your election or decline this benefit.
- The next screen will summarize your elections so far. Click Save in green.
- Once all sections have been completed, you will need to check the box under I Have Reviewed the Information Above. You will then need to select the green Complete Enrollment icon at the bottom of the screen. Then you will receive a acknowledgement message stating you have sucessfully completed your enrollment. You will also have the option to download a copy of your Benefit Summary Report.
Benefit Rates For 2023
Health Savings and Flexible Spending Accounts
If you select one of the High Deductible Health Plans, you will have the option to enroll in a Health Savings Account (HSA) that allows you to save pre-tax funds for your annual deductible as well as other qualified medical expenses now and in the future. The College also makes an employer HSA contribution for all full time employees.
Health care Flexible Spending Account contributions are limited to $2,850 per year and Dependent Care Flexible Spending account contributions are limited to $5,000 per year.
Important Information on Flexible Spending and Health Savings Accounts
If you want to enroll or continue your enrollment in either the Medical Flexible Spending Account, the Dependent Care Flexible Spending Account, or the Health Savings Account you must enroll every year. Your current elections will not be rolled forward. Please note you must enroll in the HSA if you wish to receive the College contribution.
You may also enroll in a Limited Purpose Flexible Spending Account. If you have a Health Savings Account (HSA) the IRS eligibility rules don’t allow you to also have a Full Purpose Health Care FSA. A Limited Purpose FSA is designed specifically for employees who enroll in the High Deductible Health Plan (HDHP) and have a HSA. A Limited Purpose FSA is available for reimbursement of dental and vision expenses only.
Open Enrollment Materials
- Benefits Guidebook
- High Deductible Health Plans & Health Savings Account
- Keystone HMO & Personal Choice PPO & HDHP Plans Comparison [pdf]
- Telehealth, Preventive and Wellness Care
- Vision Plan Summary [pdf]
- Dental Plan Summary [pdf]
- Required Notices 2022-2023 [pdf]
Summaries of Benefits and Coverage
- Keystone HMO [pdf]
- Personal Choice PPO [pdf]
- Personal Choice HDHP [pdf]
- Personal Choice HDHP Basic [pdf]
Voluntary Benefits Information
- Additional Life Insurance and Additional Accidental Death and Dismemberment Insurance [pdf]
- MetLaw Plan Description [pdf]
- Pets Best Pet Health Insurance